Membership in UCA gives you access to medical savings and discounts not available to the general public.

However, UCA is not an insurance company , nor the merchant for any plans.  All insurance is handled directly by independent licensed entities, and any insurance coverage is made available by licensed insurance companies.

Because we are not an insurance company, or provider, we hire a third party administrator to handle all subscription payments, insurance premiums, and benefit provider payments. We also arrange for another company to handle all  insurance related services, questions and complaints.

To avoid any confusion, please be aware that many times when you buy insurance, you may also purchase an additional plan.  These benefit plans are very helpful, however, there is a separate charge for them.  Make sure to ask your agent about this.

Please be clear that these group policies are not Major Medical or Comprehensive Medical Insurance coverage, and are neither Minimum Essential Health Benefit Plan under the Affordable Care Act or Policies of Workers’ compensation Insurance under state law.  As well, we are not responsible for any liability or risk with regard to any insurance services, including additional programs or services.

We offer this program strictly as a way to help our members have access to policies that would not otherwise be available to them. Though we are not involved in the insurance aspect, as an association, we want to ensure that you, as a member, truly comprehend what you have purchased.  It is important to know that should you not be satisfied, you have 30 days to receive a full refund.

For total information concerning your insurance plan and benefits click on ‘my health plan’.

If you do not have insurance and are interested you can email agentrequest@unifiedcaring.org or call  1-800-844-8222,  in order to connect with an independent licensed insurance agent to review benefits.